HomeMarketCap.com

ZIP 98109 Seattle, WA Housing Market

City
Seattle
County
King County
State
WA
Metro area
Seattle-Tacoma-Bellevue, WA

98109Seattle area

Price, Rent & Competition

$772,473

$2,509

58 index

156

Supply & Market Activity

38

24

31.24%

50 days

Area profile & market context

Population

34,328

Population density

6,851 / sq mi

Latest market movement

Home value (MoM)

-0.38%

Inventory (MoM)

+6.85%

Buyer competition (MoM)

+7.41%

New listings (MoM)

-9.52%

Homes Pending (MoM)

+14.29%

Price cuts share (MoM)

+7.58%

Typical rent (YoY)

-1.24%

How quickly homes are selling

Selling faster

Homes appear to be going under contract faster in this ZIP.

This summary combines homes going pending and sale speed (days to pending). Supporting ZIP and metro context is shown separately.

Sale-speed figures and broader market activity are shown separately. Missing sale-speed values are not estimated.

Sale-speed measures for this ZIP

  • Homes going pending

    Value: 24 · MoM: 14.29% · YoY: 41.18%

  • Sale speed (days to pending)

    Value: 50 · MoM: - · YoY: -

Other local market activity

  • New listings

    Value: 38 · MoM: -9.52% · YoY: 11.76%

  • Homes for sale

    Value: 156 · MoM: 6.85% · YoY: 13.04%

  • Buyer competition

    Value: 58 · MoM: 7.41% · YoY: 28.89%

  • Price cuts share

    Value: 31.24% · MoM: 7.58% · YoY: 4.99%

  • Home sales activity (metro)

    Value: 4,054 · MoM: -7.42% · YoY: -5.55%

ZIP 98109 covers residential neighborhoods in Seattle, located within King County, WA, part of the broader Seattle housing market. The typical home value in ZIP 98109 in the Seattle housing market is $772,473, with a typical rent of $2,509 per month. That puts the local home-value-to-annual-rent ratio at 25.7.

Key stats

  • ZIP 98109 is around the 38th percentile of tracked local ZIPs for home value.
  • ZIP 98109 is around the 62nd percentile of tracked local ZIPs for buyer competition.
  • The market-level home-value-to-annual-rent ratio is 25.7.
  • 63 homes went pending for every 100 new listings in the current reading.
  • Supply and buyer competition did not produce a clear easing or tightening split.
Typical home value
$772,473
Typical rent
$2,509
Homes for sale
156
Buyer competition
58
New listings
38
Homes going pending
24
Listings with price cuts
31.2%
Typical home value — past 12 months
Sep 25Jul 26
Down 2.1% over 11 months
Typical home value down 2.1% over the last 11 months in ZIP 98109.
Typical rent — past 12 months
Sep 25Jul 26
Down 1.4% over 11 months
Typical rent down 1.4% over the last 11 months in ZIP 98109.
Homes for sale — past 12 months
Sep 25Jul 26
Up 10.6% over 11 months
Homes for sale up 10.6% over the last 11 months in ZIP 98109.
New listings — past 12 months
Sep 25Jul 26
Up 26.7% over 11 months
New listings up 26.7% over the last 11 months in ZIP 98109.
Homes going pending — past 12 months
Sep 25Jul 26
Up 20.0% over 11 months
Homes going pending up 20.0% over the last 11 months in ZIP 98109.
Buyer competition index — past 12 months
Sep 25Jul 26
Up 7.4% over 11 months
Buyer competition index up 7.4% over the last 11 months in ZIP 98109.
Listings with price cuts — past 12 months
Sep 25Jul 26
Down 2.7% over 11 months
Listings with price cuts down 2.7% over the last 11 months in ZIP 98109.

Price and rent in ZIP 98109

ZIP 98109 is around the 38th percentile of tracked local ZIPs for home value. ZIP 98109 is around the 86th percentile of tracked local ZIPs for rent.

ZIP 98109 home value & rent trend (past 12 months)

Typical home value fell 2.1% over the last 11 months, from $788,713 to $772,473. It rose in 5 of 10 monthly readings. The largest monthly gain was +0.2% in January 2026.

Typical rent fell 1.4% over the last 11 months, from $2,545 to $2,509. It rose in 5 of 10 monthly readings. The largest monthly gain was +0.6% in June 2026.

How ZIP 98109 compares to Seattle

ZIP 98109's typical home value is 5.3% below the Seattle median of $815,787. ZIP 98109's typical rent is 10.1% above the Seattle median of $2,279. ZIP 98109's buyer competition is 9.4% above the Seattle median of 53.

How fast homes sell in ZIP 98109

Homes in ZIP 98109 typically go pending in about 50 days — about 52% slower than the metro median of 33 days.

Supply, pending activity, and competition

ZIP 98109 is around the 86th percentile of tracked local ZIPs for for-sale inventory. ZIP 98109 is around the 62nd percentile of tracked local ZIPs for buyer competition. 63 homes went pending for every 100 new listings in the current reading. Supply and buyer competition did not produce a clear easing or tightening split. Over the 11 readings on record, inventory moved between 82 and 156 — a 74-point spread across 21 comparable tracked ZIPs.

Nearby markets worth comparing

Relevant nearby ZIP pages include 98102, 98121, 98119, 98101.

Continue your market research

Sources and method

Figures are updated monthly under our editorial policy. Spotted something wrong? Report a correction.

Explore ZIP Pages in Seattle

ZIP codes at a similar price in other cities

Typical home value within reach of ZIP 98109, in the other tracked markets.