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Chicago Rent vs Buy

The Chicago income-needed indicator moved 3.25% year over year, which shifts the rent-vs-buy line — rates, taxes, insurance, and HOA costs then decide it for your budget. The median tracked ZIP has a home-value-to-annual-rent ratio of 15.1. Across tracked ZIPs the typical home value runs from $125,693 in 60621 to $684,050 in 60614 — a factor of 5.4. 18 of 56 tracked ZIPs (32%) show the current cooling flag.

Key stats

  • The median tracked ZIP has a home-value-to-annual-rent ratio of 15.1.
  • Across tracked ZIPs the typical home value runs from $125,693 in 60621 to $684,050 in 60614 — a factor of 5.4.
  • 18 of 56 tracked ZIPs (32%) show the current cooling flag.
  • The median tracked ZIP records about 82 pending homes per 100 new listings.
Tracked ZIP markets
56
Median ZIP home value
$340,167
Median ZIP rent
$1,883
metro price to rent
The median tracked ZIP has a home-value-to-annual-rent ratio of 15.1.
housing cost spread
Across tracked ZIPs the typical home value runs from $125,693 in 60621 to $684,050 in 60614 — a factor of 5.4.
cooling share
18 of 56 tracked ZIPs (32%) show the current cooling flag.

Chicago price-to-rent context

The median tracked ZIP has a home-value-to-annual-rent ratio of 15.1.

The income-needed indicator changed 3.25% year over year.

Sources and method

Figures are updated monthly under our editorial policy. Spotted something wrong? Report a correction.

What that costs per month in Chicago

Principal and interest on $340,167, the typical value of the median tracked ZIP. Taxes, insurance, and any association dues are not included.

%
%
yrs

$1,720 / monthprincipal and interest

An estimate for comparison between markets, not a quote or an offer of credit. Actual payments depend on the rate you are offered, the property, and the loan terms.

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